JRHT Affordable Loan Scheme


From time to time you may need to borrow money for essential or emergency items. Or you might be paying off debt with high cost providers of credit.

Our affordable loan may be able to help.

Key Features of a JRHT loan:

  • Repayments are monthly and are to be paid on the 1st or the 21st of each month
  • No penalties for early settlement of the loan
  • A fixed APR of 26.82%
  • We conduct affordability assessments before we make a decision about a loan. We will also look to see if your need can be met by a more affordable alternative method
  • A credit check will be required before a decision is made about granting a loan

To discuss applying for a loan please call our Customer Services Team on 0800 587 0211 or email [email protected].