Open Market HomeBuy is a Government backed home-ownership scheme that aims to help people to purchase 100% of a property on the open market.

It is a flexible equity loan scheme designed to help households earning up to a maximum household income of £60,000.00 a year - subject to certain criteria - to buy a home.

Who is eligible for the scheme?

The scheme is specifically designed with the aim of helping local authority and housing associations tenants, key workers, first-time buyers and others who are not able to afford to buy a suitable home in an area where they live or work without assistance.

Please contact us if you are unsure whether you are eligible.

What Open Market HomeBuy products are available?

There are two Open Market HomeBuy products available:


Useful Links & Telephone Numbers

Joseph Rowntree Housing Trust:
HomeBuy Agent North Yorkshire & Humberside
HomeBuy Free Phone Number: 0800 633 56 70
Email: homebuy@jrht.org.uk
HomeBuy Application Form

MyChoiceHomeBuy (Metropolitan Home Ownership):
Metropolitan Home Ownership Telephone Number: 0845 602 7184
Metropolitan Home Ownership Website: www.mho.co.uk

Ownhome (Places for People & The Co-operative Bank):
Ownhome Telephone Number: 0845 607 0110
Ownhome Website: www.ownhome.co.uk
The Co-operative Bank: www.co-operativebank.co.uk/mortgages